We’ve partnered with Equifax Australia to locate and translate your Australian file into a U.S.-equivalent score that Nova Credit's partners can use to evaluate your application for credit cards.
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Visit our credit card shop to see all available cards that Accept Nova Credit. Click "Apply Now" to start your application on the American Express website.
On American Express' card application form, click the checkbox that indicates you have foreign credit history next to the Social Security Number field.
When you successfully use Nova Credit in your application, we will translate your international credit data and send it to the lender so that they can better evaluate your application.
If you are approved by American Express, you will receive your card and can start building U.S. credit history. Using your card and paying bills on time can help create good credit history.
Moving to a new country means setting up a new life. Nova Credit partners with many companies offering products that can serve people who have recently move to the U.S.See all newcomer products
From Los Angeles to New York, we’ve got you covered. Explore our guides for newcomers that can help you learn everything from the in’s and out’s of American healthcare to navigating the school system, guides to American credit, visa processes and more.
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New to the U.S.? Check if you can use your country's credit history in the U.S. to apply for credit cards and start your U.S credit history using Nova Credit. No SSN is needed to start your U.S credit history.Explore Credit Cards