How far? Welcome to your new beginning

Use your Nigerian credit history to apply for U.S. credit cards and more

We’ve partnered withNigeria CRC to locate and translate your Nigerian file into a U.S.-equivalent score that Nova Credit's partners can use to evaluate your application for the following products:

Credit cards
Phone Plans
Apartment Rentals
Student Loans

Rent an apartment

Renting an apartment without a U.S. credit score can be hard, and often requires an increased deposit. We work with a number of tenant screening platforms to help you use your credit from another country. Ask your landlord if they use Yardi, Intellirent, or First Advantage to evaluate your rental application. Questions? Send us an email at

Apply for a student loan

International students often can’t finance their degrees through banks. Use your international credit to apply for a loan for your U.S. studies with MPOWER Financing.

Apply now

Find a cell phone plan

You can now use Nova Credit to access your international credit history and apply for a post-paid plans with a major U.S. cell phone company in selected cities. Feel free to send questions to

Guides and resources for U.S. Newcomers

From Los Angeles to New York, we’ve got you covered. Explore our guides for newcomers that can help you learn everything from the in’s and out’s of American healthcare to navigating the school system, guides to American credit, visa processes and more.

Find the credit card that’s right for you

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