Moving to a new country is hard. On top of that, basic tasks like renting an apartment or getting a credit card are almost impossible without a U.S. credit history. Nova Credit helps you get credit and build U.S. credit history so you can arrive and thrive.Learn moreSee products for newcomers to the U.S.
Nova Credit has partnered with American Express to help you use your international credit history from Australia, Canada, India, Mexico and the UK to apply for a Personal Card. People who move to the U.S. can use cards to start building their U.S. credit history. Learn More
A person’s credit history is the record of their previous borrowing activity, such as paying a student loan or using a credit card.
Nova Credit partners with credit bureaus around the world so that you can use your international credit history to get approved in the United States. Learn How
Your trust is a big responsibility, so we hold ourselves to rigorous security and privacy standards when it comes to your personal data.
"Being able to access credit in the U.S. through Nova Credit allows me to call this place home."
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We showcase real stories of people who newly arrived in the U.S. and how they built their credit scores, and give advice on how you can skip these steps all together if you only want a credit card.
November 29, 2019
Newcomers to the United States used to have to build credit from scratch — now they can transfer their international credit report to the U.S. to apply for credit cards, loans, housing and more.
November 29, 2019
Human migration built the world as we know it. Our goal is to help people who move across borders to use the credit history they built elsewhere to apply for credit in the U.S., and we are working tirelessly to add countries.
Lack of a domestic credit history keeps millions of people who move to the U.S. from realizing their dreams. Nova Credit retrieves international credit data from leading credit bureaus around the world and delivers it via a single API.
More data. Better decisions. Drive incremental customer acquisitions.