Nova Credit is a cross-border consumer reporting agency with direct integrations into leading credit bureaus around the world. We standardize, translate, and structure raw international consumer credit data in real-time, to deliver to you a single ready-to-use global Credit Passport™.
Missing out on millions of newcomer applicants is a recipe for losing market share.
Around the world, newcomers account for the largest share of population growth in high-income countries.
Newcomers arrive to North America in pursuit of career dreams and education. They are urban, highly skilled, and command significant salaries. H-1B salaries are 50% higher than the average domestic salary.
Newcomers are in need of your services: credit cards, loans, mortgages, leases and more, yet do not have access to the services they deserve.
Nova Credit serves customers across industries in both the U.S. and Canada. Our customers use our international credit reports to improve their services for recent immigrants, without jeopardizing their risk and operational standards.
“Credit data generated by Nova’s innovative platform created an immediate impact on our business from India and Mexico, which represents more than 30 percent of our current customer base.” → Learn more
“We know that waiting can pose hardships all around, so the ability to gain rapid access to these reports before entering into leasing agreements is good news to property managers as well as our immigrant population." → Learn more
“TransUnion wants to ensure newcomers are given the opportunities they deserve to open new credit accounts. They have amassed a robust credit history in their country of origin, but this history previously hasn’t followed them, making them essentially credit-invisible. We want to change that!" → Learn more
“Intellirent is proud to expand its reach by offering a new opportunity to this large segment of renters. A driving principle behind Intellirent is to never stop innovating. Our partnership with Nova delivers on our promise to continue providing quality service to both agents and renters." → Learn more
Nova Credit has built the world standard in cross-border credit reporting, and developed a network of in-house regulatory experts, industry advisors, and multilateral collaborators. Online privacy and data security are the most important aspects of our customer service and we take it incredibly seriously.View Compliance FAQ