An easier, faster way for U.S. newcomers to access and build credit

Use your international credit history to apply for U.S. credit cards and more

Moving to a new country is hard. On top of that, basic tasks like renting an apartment or getting a credit card are almost impossible without a U.S. credit history. Nova Credit helps you get credit and build U.S. credit history so you can arrive and thrive.

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See products for newcomers to the U.S.

American Express now uses Nova Credit to access newcomer credit history

Nova Credit has partnered with American Express to help you use your international credit history from Australia, Canada, India, Mexico and the UK to apply for a Personal Card. People who move to the U.S. can use cards to start building their U.S. credit history. Learn More

What it is

You built your credit. You should keep it.

What is credit history?

A person’s credit history is the record of their previous borrowing activity, such as paying a student loan or using a credit card.

How does it work?

Nova Credit partners with credit bureaus around the world so that you can use your international credit history to get approved in the United States. Learn How

Is it safe and secure?

Your trust is a big responsibility, 
so we hold ourselves to rigorous security and privacy standards when it comes to your personal data.

VIDEO

Thousands of new arrivals have imported their international credit history

"Being able to access credit in the U.S. through Nova Credit allows me to call this place home."

Lucas L.
Approved for credit

Resources for Newcomers

We provide you with the resources you need to get started in the U.S.

Supported Countries

Where are you from?

Human migration built the world as we know it. Our goal is to help people who move across borders to use the credit history they built elsewhere to apply for credit in the U.S., and we are working tirelessly to add countries.

Currently Supported
Australia
Australia
Brazil
Brazil
Canada
Canada
India
India
Mexico
Mexico
Nigeria
Nigeria
South Korea
South Korea
United Kingdom
United Kingdom
Coming Soon
China
China
Dominican Republic
Dominican Republic
Jamaica
Jamaica
Kenya
Kenya
In The News
The Economist
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Fortune
American Banker
Partner SOlutions

Nova Credit for business

Lack of a domestic credit history keeps millions of people who move to the U.S. from realizing their dreams. Nova Credit retrieves international credit data from leading credit bureaus around the world and delivers it via a single API.

More data. Better decisions. Drive incremental customer acquisitions.

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