US Credit card illustration

Apply for U.S. credit
cards with confidence

You could already be eligible.

Use your international credit report to find out.

I moved to the U.S. from

UK flag 476
-10001000

Good Credit Score

in the UK

Australian flag 887
-2001200

Good Credit Score

in Australia

Indian flag 752
300900

Good Credit Score

in India

US Credit card illustration

Know where you stand with your free NovaScore

Your NovaScore estimates your U.S. credit rating based on your international credit report.

Indian flag 711
300900

Good Credit Score

in India

Arrow
Nova Credit Logo 680
300850

Good NovaScore

in the U.S.

Find the right U.S. credit cards for you

See personalized recommendations for U.S. credit cards based on your international credit report.

Various US credit cards
Illustration of a person building

Illustration of a person buildingNo impact on your credit scores

Using Nova Credit results in a “soft inquiry”, which doesn’t impact your credit score in the U.S. or abroad.

Illustration of a people carrying a credit card

Illustration of a people carrying a credit cardWe get paid by our partners, not you

Checking your report on Nova Credit is free. We’ll never ask your for your payment information.

Illustration of a credit cardHow it works

Step 1

Create your account

Illustration for step 1

Sign up for your free Nova Credit account to securely access your data.

Step 2

Connect to international credit bureau

Illustration for step 2

Enter your personal details from abroad to retrieve your international credit report.

Step 3

See personalized recommendations

Illustration for step 3

Learn about your NovaScore, an estimate of your U.S. credit rating, and find the right credit cards for you.

Trusted by Thousands of Newcomers to the United States

Security shield icon

We take security and privacy seriously

Your data is stored using 256-bit encryption at rest and in transit. We’re SOC2 Type II and ISO 27001 compliant, and are independently audited against them annually.

Logo of Nova Credit

Built for newcomers, by newcomers

Many of us have moved to the U.S. ourselves and got rejected for credit cards. That’s why we’ve built Nova Credit to help you arrive and thrive.

Partners

Logo of American Express
Logo of Experian
Logo of TransUnion
Logo of Equifax

Guides and resources for U.S. newcomers

Welcome to the United States.

Where are you from?

Illustration of Australia
Illustration of India
Illustration of the UK