Solutions by Industry
Approve the Right Applicants in Your Funnel
Technology designed to meet the expectations of banks, fintechs, tenant screeners and credit unions
For Banks
Balance growth and risk goals with consumer-permissioned data
We give you quick and secure access to the credit risk data you need to responsibly manage your portfolio.
Some of our partners:
Benefits
Recession-proof
In times of volatility, rather than tightening credit boxes, get additional credit risk information from consumers to help make more informed underwriting decisions
Innovate faster
Offer new products and support growth goals 9–12 months faster than building solutions yourself
Achieve ESG goals
Develop underwriting strategies to extend access to underserved communities
For Fintechs
Achieve aggressive growth goals, profitably
Better credit risk data can improve your go-to-market strategy. With Nova Credit, you can open new target markets, build a profitable business, and adopt technologies that scale as you grow.
Some of our partners:
Benefits
Scale quickly
Leverage production-ready risk attributes and scores from consumer-permissioned data to make more informed underwriting decisions
Reach new consumers
Offer new products and support growth goals 9–12 months faster than building solutions yourself
Competitive differentiation
Lead your industry and open more growth opportunities by lending to underserved consumers
For Tenant Screeners
Affordability is the key to identifying creditworthy tenants
Improve the overall screening experience and reach more deserving consumers with more accurate credit risk data.
Some of our partners:
Benefits
Improved efficiencies
Save time for your teams and your customers with a seamless digital experience
Accurate income estimates
Ensure real income matches an applicant’s stated income
Expand to new customers
Assess risk for deserving newcomers and underserved communities with trusted data
For Credit Unions
Exceed the lending needs of your community
Provide an unmatched customer experience with data consumers trust. Nova Credit allows you to transform your lending experience with technologies that scale as you grow.
Using Nova Credit's services, we have a better way to quickly and accurately evaluate the loan requests of members outside the U.S.”
| United Nations Federal Credit Union
Benefits
Digital-first experiences
Support remote interactions while still conveying personal member experience.
Support deserving members
Improve the member experience with the right crest; recommend right product and right limits.
The right products & the right credit terms
Stay more relevant than fintechs by offering the right products for each member.
For Auto Lenders
Issue auto loans that win dealers and customers for life
Direct and indirect auto loans and auto subscriptions have their own unique challenges. Leverage credit risk data to provide the best consumer experience.
Some of our partners:
Benefits
Offer the best terms
Move more metal by providing the best terms for consumers and dealers alike
Reach new customers
Offer new products and support growth goals 9– 12 months faster than building solutions yourself
Long-term loyalty
Dealers want partners who can provide the best lending experience
Let’s Grow Your Business Together
Submit your information and a member of our team will be in touch. about how we can grow your business together.