Building a Better Credit System
At Nova Credit, we're working to power a fair and inclusive financial system for the world. Our products use reliable data and analytics to help represent people more fairly to financial institutions, going beyond traditional credit scores to see an applicant’s full financial picture. We originally built the company with cross-border credit data to address the needs of people immigrating to the U.S. Now we're building on that foundation, expanding to cash flow underwriting, income verification, and other innovative approaches to create additional paths to improve financial access. In short, we're giving credit where credit is due.
World's Top Fintech Companies
CNBC, 2025
Most Innovative Companies
Fast Company, 2024
America's Best Startup Employers
Forbes, 2025
Best Place To Work
Built In, 2026
Fintech 50
Forbes, 2025
Fintech of the Year
This Week In Fintech, 2024
We’re backed by some of the most notable names in the industry
Our Benefits
We take care to support our team at home, the office, and everywhere in between. Nova Credit is headquartered in New York City and has offices in San Francisco, London and Toronto. In the U.S., our benefits package includes comprehensive and generously-subsidized medical, dental and vision insurance options, along with a company-sponsored 401k plan. Novans receive access to telehealth, mental health support via Spring Health and Headspace+ (free therapy sessions included), 16-week parental leave, fertility and family planning support, child and teen behavioral health support, and membership with One Medical.
Fly Anywhere
On each work anniversary, Nova Credit will subsidize one round-trip flight anywhere in the world
Paid Time Off
We offer a flexible time off policy, based on trust
Professional Development
Each Novan gets a professional development budget and access to Udemy Business, our learning & development platform
Phone Stipend
We make a monthly contribution toward your cell phone and internet bill
Our Values
We strive to assemble and cultivate a high-performance culture where talent thrives and impact is recognized. Through our recurring All Hands, we take time to spotlight (give a "Nova Credit") to individuals who have gone above and beyond in living our values. Our active #thanks channel reinforces a culture where exceptional work is recognized. We celebrate both individual achievement and team wins because we know that's what drives superior performance.
Build Bridges
We go above and beyond to build relationships with colleagues and others who bring our mission to life.
Challenge Without Ego
We are intellectually honest — from a place of humility.
Chug Like a Train
We have a bias for action and recognize that our velocity determines our fate.
Make it Your Mission
We raise our hand and chase opportunities to advance our mission.
