Apply for a U.S. credit card using your foreign credit history
Australian Community has partnered with Nova Credit to help you as you move to the United States. Nova Credit can use your foreign credit history from select countries to help you apply for a U.S. credit card as a U.S. newcomer.
Available to newcomers without U.S. credit history from:
Frequently Asked Questions
Have more questions? Try the Nova Credit Help Center.
Nova Credit has partnered with lenders and international credit bureaus to help newcomers apply for products and services using their international credit history. When you apply with Nova Credit, you generally have the option to add your international credit history to your application.
We take compliance and information security very seriously. We incorporate security best practices into all aspects of our business and are audited by third parties against industry standards (e.g. SOC 2 Type II) and have received applicable certifications (e.g. ISO 27001) covering our information security management systems.
Typically, newcomers to the U.S. have trouble accessing financial products like credit cards because they do not have a U.S. credit score. With Nova Credit, you can use your international credit history.
At the moment, our partners do not require an SSN to apply for a U.S. credit card. This may change at any time and providers may require you to provide an SSN in the future.
Using Nova Credit is free for consumers like you. We get paid by our partners who want to serve newcomers to the United States.
Guides & Resources for U.S. Newcomers
How to Apply for a Credit Card Without an SSN
Even if you do not yet have a Social Security Number (SSN), you may still be able to apply for a credit card to begin building your U.S. credit history. Our article explains how.
The Benefits of Good Credit
In this article, we outline key information about credit, including why having good credit is so important, as well as tips that can help you maintain a healthy credit score.
Will Multiple Credit Cards Help Build Credit Faster?
If you’re starting to build your credit in the United States, opening multiple credit cards might be a good idea. But does having multiple credit cards help your score? What are the benefits of having multiple credit cards and do they outweigh the costs?