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Articles, Tips, and Tricks for Newcomers

Tips and guides to help you better integrate into your new community

Most popular articles

How to build credit in the U.S.

Building credit history is crucial when you're moving to the US. Good options are to transfer your credit score from your home country, applying for secured credit cards and others.

What is an unsecured credit card?

In the U.S., there are two types of credit cards available: secured and unsecured cards. Both cards serve a different purpose, but there is a remarkable difference between the two. In this article, we'll look at the benefits of unsecured cards.

Moving to Houston? Here’s what you need to know

Houston combines Southern hospitality with big-city energy. As the fourth largest city in the U.S., it’s also the most diverse. More than 140 languages are spoken here, and more than one-fifth of the people in the metro region are foreign-born.

Building Credit

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Great secured credit cards in 2020

A secured credit card is a tool that you can use to establish and build your credit in the United States. Credit card companies create these cards specifically for people who are new to credit or who currently have poor credit

Petal Visa credit card review: Build credit without paying fees

The Petal Visa Credit Card might not be the best fit for everyone, but it could be a good option if you’re new to the U.S. and want to build credit. In this article, we’ll share some highlights of the card and share some alternatives

OpenSky® Secured Visa® Credit Card Review: No credit or bank account required

Navigating the U.S. credit system can be tricky for Americans and newcomers alike. A secured credit card can be a helpful stepping stone—applicants can get approved even if they have “bad” credit or no credit at all.

How to apply for U.S. credit cards with your Canadian credit history

If you're a Canadian moving to the U.S, you can now use your Canadian credit history to apply for a credit card, rent an apartment or take out a loan in the States—and build a U.S. credit score in the process. Learn more in this article.

Education

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Top 50 pharmacy schools in the United States

Becoming a pharmacist in the United States requires a Doctorate in Pharmacy (PharmD), a degree offered by several academic institutions in the U.S. If you’re interested in become a pharmacist, read on to learn about top-ranked PharmD schools in the US

What is the difference between CPT and OPT?

Many international students in the U.S. participate in Optional Practical Training (OPT) and Curricular Practical Training (CPT) to gain work experience in their chosen fields of study. In this guide, we explain the difference between the two programs.

The complete guide to OPT work permits: How long does it take to get an EAD card for OPT?

Students on F-1 visas may choose to take part in optional practical training (OPT) to gain experience in their respective fields and further their careers. In this article we explain everything you need to know about OPT EAD

How international students can get financial aid

Financial aid for non-citizens is available in the form or scholarships, federal financial aid from abroad or private student loans from banks and other lenders.

Jobs and Careers

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The complete guide to Form I-140: the Immigrant Worker Petition

Are you a U.S. employer hoping to hire a worker from overseas? As part of the process, you’ll have to complete Form I-140. Below, we explain everything you need to know about the Immigrant Worker Petition.

H-4 EAD: How to obtain work authorization when your spouse has an H-1B Visa

Will a career boost for your husband or wife translate into a career stumbling block for you? Understand the rules around dependents of H-1B visa holders.

What is an EAD? The complete guide to U.S. work authorization

An Employment Authorization Document is a work permit, issued in the form of a small card, that proves an individual’s right to work in the U.S.

What is the difference between CPT and OPT?

Many international students in the U.S. participate in Optional Practical Training (OPT) and Curricular Practical Training (CPT) to gain work experience in their chosen fields of study. In this guide, we explain the difference between the two programs.

All About American Culture

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Moving to Chicago? Here's what you need to know

Chicago is home to nearly 2.7 million people--more than sixty percent of whom are immigrants. Moving to a new city can always be nerve-wracking, but we highlight a few things from housing to finances to help you prepare for your move from abroad

A guide for Canadians moving to New York City

Moving from Canada to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history

A guide for Canadians moving to San Francisco

Moving from Canada to San Francisco? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history

Desis in New York: A guide for Indian newcomers in New York City

Moving from India to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes as an NRI and transferring your Indian credit history

Managing your money

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Amex EveryDay Credit Card Review

The Amex EveryDay® Card offers an attractive array of awards perfect for travel enthusiasts and savvy shoppers. The generous introductory offer coupled with the lack of annual favorite makes this card a popular crowd-pleaser.

Blue from American Express Card Review

If you’re looking for a rewards card without an annual fee, consider the Blue from American Express credit card. Newcomers to the U.S. can use their international credit history to apply.

American Express Cash Magnet Card Review

The American Express Cash Magnet® Card is an uncomplicated card with 1.5 percent cash back on every purchase and an attractive introductory offer of 0% APR for your first 15 months.

American Express EveryDay Preferred Credit Card Review

This card is a good fit for applicants with good-to-excellent credit who are looking for a card to finance everyday purchases and isn’t restricted to U.S. citizens alone.

Navigating Visas

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The ultimate guide to the F-1 visa

One million students study at U.S. schools each year to further their education and career. Many of these students, particularly though in high school or pursuing undergraduate or graduate degrees, will apply for F-1 student visas.

The ultimate guide to the H-1B visa

American companies employ thousands of workers from abroad each year across every industry from farming to mechanical engineering; many arrive through the H-1B visa program.

Everything you need to know about F-2 visas

Studying at a college or university in the United States is a dream for many international students, but leaving behind a loved one can be a hard decision. If you are on an F-1 student visa, u may have the option of bringing your dependents with you.

H-1B to Green Card process: Everything you need to know about changing your status

In order to become a U.S. permanent resident, you must transition from an H-1B visa status to Green Card, which is often the best option for skilled individuals who wish to remain in the U.S. for the long term.

Finding Housing

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Moving to Chicago? Here's what you need to know

Chicago is home to nearly 2.7 million people--more than sixty percent of whom are immigrants. Moving to a new city can always be nerve-wracking, but we highlight a few things from housing to finances to help you prepare for your move from abroad

A guide for Canadians moving to New York City

Moving from Canada to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history

A guide for Canadians moving to San Francisco

Moving from Canada to San Francisco? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes and transferring your Canadian credit history

Desis in New York: A guide for Indian newcomers in New York City

Moving from India to New York City? We've got you covered. Check out tips on everything from finding an apartment to managing your taxes as an NRI and transferring your Indian credit history