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New to the U.S.? Let Us Help You Set Up
We’ve put together a set of guides to help you settle into your new community
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Most Popular Articles

How to apply for an American Express Card with your foreign credit history
Moving to the U.S. used to mean that you need to build credit from scratch in order to apply for credit cards. Using Nova Credit, you can now use foreign credit history to apply for American Express cards in the U.S.

How to build credit in the U.S.
This article discusses how to build credit in the U.S. when you first move here—including applying for secured cards, using your credit score from your home country, and more.

How to get Credit Cards for non-U.S. citizens in 2023
This article walks through some of the best credit card options for non-U.S. citizens, which you can even apply for before you have an SSN or a U.S. credit history.
All About American Culture

What is a guarantor and why do I need one?
This article discusses what a guarantor is and why a landlord may require one as part of a rental application, especially if you are new to the U.S. and do not have a U.S. credit history.

Moving to New York City? Here’s what you need to know
New York has always been a city of immigrants. The Statue of Liberty, a symbol of welcome for many, stands proudly in New York Harbor. Today, New York has 3.2 million immigrants, the most in its history. Below, find a get-started guide to your New York.

What is an ITIN? A complete guide to the Individual Taxpayer Identification Number
If you plan to work in the U.S., you’re required to pay taxes. If you’re not eligible to receive a Social Security Number (SSN), you’ll need to an Individual Taxpayer Identification Number (ITIN). In this guide, we’ll discuss ITINs in greater detail.
Building Credit

Who should get the American Express® Green Card?
In this article, we discuss one of AmEx’s most popular travel cards, the Amex Green Card, along with its benefits, and who should apply for it.

How credit inquiries affect your credit score
There are two types of credit inquiries: hard inquiries and soft inquiries. Learn more about each type, when they occur, and whether or not they affect your credit score.

Does becoming an authorized credit card user help you build credit?
This article explains what an authorized user on a credit card is and how becoming one may help you build a credit history quickly.
Education

18 Universities in the United States that Offer Day One CPT
Students who are admitted to the United States must be enrolled in Curricular Practical Training, or CPT

How does Optional Practical Training (OPT) For F-1 Students Work?
This guide explains the F1 student visa as well as OPT program eligibility and key benefits.

An F-1 Visa employment guide
Obtaining a degree in the U.S. can open doors to young people to obtain good jobs in their home countries or elsewhere in the world after they graduate. Here are your options while in school.
Finding Housing

What is a guarantor and why do I need one?
This article discusses what a guarantor is and why a landlord may require one as part of a rental application, especially if you are new to the U.S. and do not have a U.S. credit history.

Top tips for Australians moving to the U.S. in 2023
Many people may still be hoping to move to the U.S. despite the COVID-19 pandemic, whether it’s to reunite with family, pursue a new job or enroll in school. Here are some tips to navigate the move if you find yourself making the leap in the next year.

How do mortgages work in the U.S. for Canadian citizens?
It is not uncommon for Canadian citizens living and working in the United States to want to own real estate in the country. Let's take a look at how mortgages work for Canadians in teh US
Jobs & Careers

How to Work as a Nurse in the U.S.
The current nursing shortage in the United States has opened up opportunities for foreign nationals to immigrate as nurses, but the process takes time and planning. Here are the key steps to secure work as a nurse in the U.S.

The Different Type of U.S. Work Visas
This article provides an overview of the different types of U.S. work visas, including application requirements, intended uses, and links to additional resources, so that you can choose the best path for your circumstances.

Why a Social Security Number (SSN) is so important
This guide will provide a brief overview of what a Social Security Number is, how to get one, and why it is important in the United States—from employment and taxes to applications for bank accounts, drivers licenses, and more.
Managing Your Money

Who should get the American Express® Green Card?
In this article, we discuss one of AmEx’s most popular travel cards, the Amex Green Card, along with its benefits, and who should apply for it.

How to Choose a Bank in the U.S.
In this article, we’ll discuss some of the key considerations when choosing a U.S. bank, including the types of institution, features and fees to consider, documentation requirements, and more.

How to open a U.S. bank account without an SSN
Banks need to verify account holders' identification, and some banks do this with an SSN. But there’s no law that prevents a bank from opening an account for someone without an SSN.
Navigating Visas

How to get an ITIN as an international student
As an international student, you will need an Individual Taxpayer Identification Number (ITIN) to pay taxes on non-wage income if you do not have an SSN. Here’s how to get one.

How to get a U.S. visa appointment from India
This article provides an overview of the U.S. visa application process coming from India, from understanding your visa type’s requirements to getting a visa appointment and passing your visa interview.

The Different Type of U.S. Work Visas
This article provides an overview of the different types of U.S. work visas, including application requirements, intended uses, and links to additional resources, so that you can choose the best path for your circumstances.
Become An Expert In Moving to the U.S.
Our newsletter, The Arrive, has the best advice on setting up life in the U.S., whether you’re planning the move, have recently arrived or are staying long-term.