Nova Credit Website

How to get a credit score without a Social Security number

While a Social Security number is an identifier that credit bureaus use to locate and collect your information, it’s only one of several identifiers.

Is no credit better than bad credit?

Are you more likely to get approved if your credit history doesn’t exist or if your credit score is poor? We discuss which is worse: bad credit or no credit.

What is a credit reference? Definitions and examples

Credit references are documents that show the credit history of loan applicants and are also often used to support rental applications.

The benefits of having good credit

Credit scores can have a big impact on quality of life. In the United States, a good credit history has numerous benefits.

Why credit scores matter – can you be denied a job because of bad credit?

Employers consider many factors when they are considering applicants, which often include credit scores.

July 9, 2019

How to apply for a credit card without a Social Security Number

Don't have an SSN yet? We have the complete guide on how to get credit cards without a Social Security Number, and where.

July 9, 2019

How to get a credit score after moving to the U.S.

We showcase real stories of people who newly arrived in the U.S. and how they built their credit scores, and give advice on how you can skip these steps all together if you only want a credit card.

September 4, 2019

How to transfer your credit score to the U.S.

Newcomers to the United States used to have to build credit from scratch — now they can transfer their international credit history to U.S. to apply for credit cards, loans, housing and more.

September 4, 2019

How to build credit in the U.S.

If you recently moved to the United States for school, work or family, you will face all the joys but also the tribulations of relocation

July 9, 2019

What is a good credit score?

Getting a good credit score can take time, especially if you just moved to the U.S. — but it’s not an impossible task.

July 9, 2019

Best credit cards for non-U.S. citizens

Whether you’re temporarily moving to the U.S. for school or work, or making a long-term transition, you may be looking to open a new credit card

July 9, 2019

What is a Secured Credit Card?

A secured credit card looks and works just like an unsecured credit card. However, secured credit cards are created for people who are new to credit or working to rebuild their credit