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Starting your financial life in the U.S. on the right foot is important. Here are some resources that will help you arrive and thrive.
The Amex EveryDay® Card offers an attractive array of awards perfect for travel enthusiasts and savvy shoppers. The generous introductory offer coupled with the lack of annual favorite makes this card a popular crowd-pleaser.
If you’re looking for a rewards card without an annual fee, consider the Blue from American Express credit card. Newcomers to the U.S. can use their international credit history to apply.
The American Express Cash Magnet® Card is an uncomplicated card with 1.5 percent cash back on every purchase and an attractive introductory offer of 0% APR for your first 15 months.
This card is a good fit for applicants with good-to-excellent credit who are looking for a card to finance everyday purchases and isn’t restricted to U.S. citizens alone.
Banks need to verify account holders' identification, and some banks do this with an SSN. But there’s no law that prevents a bank from opening an account for someone who doesn’t have an SSN.
The CreditStacks credit card isn’t necessarily the best credit card for people who don’t have a U.S. credit history, and some applicants won’t qualify. But it offers a few perks to cardholders and is worth considering if you’re moving (or recently moved) to the U.S. for work.
The American Express Gold Card® is a premium credit card for individuals and families who spend significant sums at restaurants and supermarkets in the United States.
The American Express Blue Cash Preferred® credit card may come with an annual fee, but it more than makes up for that cost due to the excellent cash back perks it offers on purchases.
The American Express Blue Cash Everyday® Card is an excellent option for everyday shoppers with good to excellent credit scores who make frequent purchases for groceries and gas. Read on to see if this popular card might be the right choice for you and learn more about how U.S newcomers can apply.
If you plan to work in the United States, you’re required to pay taxes. If you’re not eligible to receive a Social Security Number (SSN), you’ll need to an Individual Taxpayer Identification Number (ITIN). In this guide, we’ll discuss ITINs in greater detail.
Can Canadians open U.S. bank accounts? In this guide, we’ll not only share how to go about cross-border banking and establishing a checking or savings account in the U.S., but we’ll also share some of the best U.S. banking options for Canadians.
The length of time between credit card applications can make or break your chances of being approved. Why is waiting important? How long should you wait? In this article, we talk about why it’s a good idea to space out your applications for a new credit card and explain how long you should wait before you apply for new lines of credit.
Deserve has designed three credit cards with U.S. newcomers in mind. While these cards are also available to U.S. residents and citizens, Deserve offers benefits and perks that might appeal to those who recently moved to the country and has yet to build credit.
In the U.S., there are three main types of credit card reward programs: cash back, issuer rewards programs and co-branded rewards programs. Before signing up for a new card, learn about the differences to determine which card might be right for you.
Why the craze for credit cards? They often offer rewards, have stronger fraud liability protections than debit cards and allow you to pay off large balances over time. Credit cards can also play an important role in helping you establish and build your credit.
Retail store cards may not always offer the best value, but they can help people build or rebuild credit and offer significant savings for those who qualify for special financing.
Establishing credit takes time, but starting early also teaches you valuable lifelong lessons such as managing debt and finances.
American Express is one of the most popular card issuers due to the considerable rewards offered by its wide variety of cards. Below, we provide a guide to one of the most popular cards the Amex Platinum card.
Lenders typically do a complete analysis of your entire credit history before they approve your request for a new product. Here’s an overview of which information creditors analyze when they check your credit report.
Bankruptcy is a legal process that can help you reset your finances if you’re struggling financially. Each year, an estimated 530,000 families turn to bankruptcy as a last resort.
Two common terms often used in the world of banking and personal finance are principal and interest. We explain the difference between the two and apply these concepts.
Getting a credit card can be difficult when you’ve recently moved to the U.S. and don’t have a local credit history. So we made a list of great credit cards that you can get without a U.S. credit history.
Visa-holders are subject to local laws—including taxes. Below, we explain the tax obligations of J-1 visa holders living and working in the U.S.
Crossing the border used to mean losing the credit history you built at home, but you can now apply for a card with your international credit card through our partnership with American Express
Building a U.S. credit history is important for anyone who’s recently moved to the U.S. because a good credit score is required to do basic tasks like rent an apartment, lease a car and get a cell phone plan.
Are you more likely to get approved if your credit history doesn’t exist or if your credit score is poor? We discuss which is worse: bad credit or no credit.
Credit scores can have a big impact on quality of life. In the United States, a good credit history has numerous benefits.
Tips what to do and what to avoid when sending money abroad.
American Express is one of the absolute best credit card providers for people with good credit. This article covers some of the best choices for immigrants.
Opening a bank account may be one of the first moves you want to take after arriving to the US. This article covers some of the best banking services available to U.S. newcomers
Wondering what banking options are available for you as a new immigrant in the United States? This article has everything you need to know.
Don't have an SSN yet? Several card issuers allow you to apply for a credit card with no Social Security Number. This is a complete guide on how to get credit cards without an SSN.
Your bags are packed, you’ve found a place to stay, and your flight is booked. You’re ready to move to America, right? Not quite. You’ve forgotten one very important thing — travel medical insurance.
Once Eduardo reached Illinois, started to settle into a new routine, and began to make money, he wanted to help his brother support his family. So, Eduardo asked his coworkers how they send money to their loved ones back home.
We showcase real stories of people who newly arrived in the U.S. and how they built their credit scores, and give advice on how you can skip these steps all together if you only want a credit card.
Newcomers to the United States used to have to build credit from scratch — now they can transfer their international credit report to the U.S. to apply for credit cards, loans, housing and more.
Whether you’re temporarily moving to the U.S. for school or work, or making a long-term transition, you may be looking to open a new credit card