Topic
Managing your money
Starting your financial life in the U.S. on the right foot is important. Here are some resources that will help you arrive and thrive.
The best credit cards for people with no credit history [2020]
Getting a credit card can be difficult when you’ve recently moved to the U.S. and don’t have a local credit history. So we made a list of great credit cards that you can get without a U.S. credit history.
How to get credit cards for non-U.S. citizens in 2020
Whether you’re temporarily moving to the U.S. for school or work, or making a long-term transition, you may be looking to open a new credit card
American Express Blue Cash Everyday® Card Review
The American Express Blue Cash Everyday® Card is an excellent option for everyday shoppers with good to excellent credit scores who make frequent purchases for groceries and gas. See if this card is right for you and learn how U.S. newcomers can apply.
Amex EveryDay Credit Card Review
The Amex EveryDay® Card offers an attractive array of awards perfect for travel enthusiasts and savvy shoppers. The generous introductory offer coupled with the lack of annual favorite makes this card a popular crowd-pleaser.
American Express Cash Magnet Card Review
The American Express Cash Magnet® Card is an uncomplicated card with 1.5 percent cash back on every purchase and an attractive introductory offer of 0% APR for your first 15 months.
American Express Blue Cash Preferred Review
The American Express Blue Cash Preferred® credit card may come with an annual fee, but it more than makes up for that cost due to the excellent cash back perks it offers on purchases.
Our recommended American Express cards for U.S. newcomers
American Express is one of the absolute best credit card providers for people with good credit. This article covers some of the best choices for immigrants.
American Express Gold Card Review
The American Express Gold Card® is a premium credit card for individuals and families who spend significant sums at restaurants and supermarkets in the United States.
How to apply for a credit card without a Social Security number [2020]
Don't have an SSN yet? Several card issuers allow you to apply for a credit card with no Social Security Number. This is a complete guide on how to get credit cards without an SSN.
How you can use credit cards to build credit history
Why the craze for credit cards? They often offer rewards, have stronger fraud liability protections than debit cards and allow you to pay off large balances over time. Credit cards can also play an important role when establishing and building your credit.
Everything you need to know about OPT Taxes
You must understand your tax obligations while you are an F-1 student studying and working in the U.S. so that you can make certain that you comply with the requirements.
How to get International Student Loans with No Cosigner
Colleges and universities in the U.S. can be surprisingly expensive, and many students need to take out student loans to afford tuition, fees and basic necessities. You may know someone who can cosign for you but here are some alternatives
Banking options for Canadians in the United States
Can Canadians open U.S. bank accounts? In this guide, we’ll not only share how to go about cross-border banking and establishing a checking or savings account in the U.S., but we’ll also share some of the best U.S. banking options for Canadians.
A guide to the different types of bank accounts in the United States
Wondering what banking options are available for you as a new immigrant in the United States? This article has everything you need to know.
The benefits of having good credit
Credit scores can have a big impact on quality of life. In the United States, a good credit history has numerous benefits.
How to open a U.S. bank account without an SSN
Banks need to verify account holders' identification, and some banks do this with an SSN. But there’s no law that prevents a bank from opening an account for someone who doesn’t have an SSN.
Everything J-1 visa holders need to know about taxes
Visa-holders are subject to local laws—including taxes. Below, we explain the tax obligations of J-1 visa holders living and working in the U.S.
Is no credit better than bad credit?
Are you more likely to get approved if your credit history doesn’t exist or if your credit score is poor? We discuss which is worse: bad credit or no credit.
CreditStacks credit card review: Get approved before you arrive
The CreditStacks credit card isn’t necessarily the best credit card for people who don’t have a U.S. credit history, and some applicants won’t qualify. But it offers a few perks to cardholders and is worth considering if you’re moving to the U.S. for work.
Blue from American Express Card Review
If you’re looking for a rewards card without an annual fee, consider the Blue from American Express credit card. Newcomers to the U.S. can use their international credit history to apply.
How to write a goodwill letter to remove a late payment
Even one late payment can negatively impact your credit score and make it harder to qualify for future loans and secure good interest rates.
The best bank accounts for U.S. newcomers in 2020
Opening a bank account may be one of the first moves you want to take after arriving to the US. This article covers some of the best banking services available to U.S. newcomers
How to use your international credit report to get credit in the U.S.
Newcomers to the United States used to have to build credit from scratch — now they can transfer their international credit report to the U.S. to apply for credit cards, loans, housing and more.
How long should I wait between credit card applications?
The length of time between credit card applications can make or break your chances of being approved. In this article, we talk about how long you should wait before you apply for new lines of credit and why that's important.
What is an ITIN? A complete guide to the Individual Taxpayer Identification Number
If you plan to work in the U.S., you’re required to pay taxes. If you’re not eligible to receive a Social Security Number (SSN), you’ll need to an Individual Taxpayer Identification Number (ITIN). In this guide, we’ll discuss ITINs in greater detail.
How to get a credit score after moving to the U.S.
We showcase real stories of people who newly arrived in the U.S. and how they built their credit scores, and give advice on how you can skip these steps all together if you only want a credit card.
American Express EveryDay Preferred Credit Card Review
This card is a good fit for applicants with good-to-excellent credit who are looking for a card to finance everyday purchases and isn’t restricted to U.S. citizens alone.
Why credit scores matter – can you be denied a job because of bad credit?
Employers consider many factors when they are considering applicants, which often include credit scores.
Deserve credit card review: three cards for U.S. newcomers
Deserve has designed three credit cards with U.S. newcomers in mind. While these cards are also available to U.S. residents and citizens, Deserve offers benefits and perks that might appeal to those who moved to the country and has yet to build credit.
How to apply for an American Express card with your international credit history
Crossing the border used to mean losing the credit history you built at home, but you can now apply for a card with your international credit card through our partnership with American Express
What is a secured credit card?
A secured credit card is a popular choice for people that are new to U.S. credit, or working to rebuild their credit. Read our complete guide to see what's right for you.
How to get medical insurance when traveling
Your bags are packed, you’ve found a place to stay, and your flight is booked. You’re ready to move to America, right? Not quite. You’ve forgotten one very important thing — travel medical insurance.
How to send money abroad without spending a fortune
Tips what to do and what to avoid when sending money abroad.
No U.S. credit history? No problem if you want to apply for a credit card
Building a U.S. credit history is important for anyone who’s recently moved to the U.S. because a good credit score is required to do basic tasks like rent an apartment, lease a car and get a cell phone plan.
3 ways to save when you send money home
Once Eduardo reached Illinois, started to settle into a new routine, and began to make money, he wanted to help his brother support his family. So, Eduardo asked his coworkers how they send money to their loved ones back home.
What is bankruptcy and how does it work in the U.S.?
Bankruptcy is a legal process that can help you reset your finances if you’re struggling financially. Each year, an estimated 530,000 families turn to bankruptcy as a last resort.