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Research Finds Majority of Lenders Now Use Alternative Data in their Underwriting Process
Movement beyond credit bureau reports comes at a critical time to support lenders as they navigate a tumultuous landscape and seek growth opportunities without taking on more risk

Autonomy and Nova Credit Launch Partnership to Expand Access to Electric Vehicles
This first-of-its-kind partnership will expand access to electric vehicle subscriptions by enabling automated credit risk decisioning for Autonomy customers with ‘thin file’ or no credit report history

Accelerating the Inevitable with Consumer-Permissioned Data
Today, we are formally (and finally!) announcing our biggest product launch since our founding. It’s a broadening of our vision to modernize the credit system. Let me tell you why.

HSBC UK partners with Nova Credit to become first UK bank to offer newcomers option to include international credit history when applying for a credit card
Newcomers to the UK can now leverage their international credit history instantly and free of charge when applying for a credit card with HSBC UK, thanks to a new partnership between the bank and Nova Credit, the world's only cross-border credit bureau.

New UK Market Study Highlights Importance of Cross-Border Credit Solution for Newcomers
Lenders That Level the Playing Field for UK Immigrants Will Benefit Most From One of UK’s Fastest-Growing Demographics

Nova Credit Expands into Canada, Partnering with Scotiabank as First Canada-Based Bank to Serve Newcomers with Global Credit Underwriting
Continued international expansion makes Nova Credit the first consumer-permissioned credit bureau to solve cross-border credit challenges for Canada-bound newcomers

Earnest and Nova Credit Launch International Private Student Loans
New Partnership Expands Access to Higher Education for International Students in the United States

HSBC and Nova Credit Launch Partnership to Offer Customers Borderless International Credit Checking
Following a successful deployment in Singapore, HSBC Ventures invests in Nova Credit to further accelerate the roll-out of Credit Passport® worldwide

Verizon, in partnership with Nova Credit, provides newcomers to the country access to the best 5G
Through this unique partnership, Verizon makes it easier for people that are new to the U.S. to get the best financing on the latest devices

Supporting diversity, equity and inclusion at Nova Credit
Today, we are publicly sharing our team’s commitments to advance an inclusive workplace and fintech industry.

Nova Credit partners with Westlake Financial to help recent immigrants get access to auto loans
Nova Credit delivers first and only global credit data to Westlake, unlocking auto financing options for immigrants to the U.S.

Nova Credit Partners with HUGS to Help Students Access Housing in Competitive California Market
Nova Credit, the world’s leading consumer-permissioned credit bureau, today announced a partnership with HUGS, the San Diego-based startup that’s defining the future of student housing.

Nova Credit Partners with Alloy to Help Lenders Serve Consumers Across the Credit Spectrum
Alloy integrates Nova Credit’s products into their credit underwriting solution

Nova Credit Named to Inc. 5000 List of Fastest-Growing Private Companies in the U.S.
Fintech ranks #521 overall and #41 within the financial services group

Nova Credit Named to Inaugural Embedded Fintech 50 List
Nova Credit, the world’s leading consumer-permissioned credit bureau, was named to the Embedded Fintech 50, a list launched by GGV Capital in partnership with Crunchbase, to recognize the most promising fintech companies in the eyes of startup investors.

Nova Credit Named to Great Place to Work® List for Second Consecutive Year
Nova Credit, the world’s leading consumer-permissioned credit bureau, today announced that it has been certified as a Great Place to Work® for the second consecutive year.

Nova Credit Named to Forbes List of America’s Best Startup Employers 2023 For Second Consecutive Year

Nova Credit Named Among the World’s Most Innovative Companies by Fast Company
Company also recognized by Forbes in America’s Best Startup Employers 2022 list

Nova Credit Introduces Cash Atlas™ – A Cash Flow Underwriting Solution That Allows Businesses to Lend More Responsibly Using Bank Transaction Data
The fintech’s newest product supports financial inclusivity by using alternative data to assess consumers’ ability to pay, both now and in the future.

Nova Credit Hires Former Apple, Meta Engineering Leader as Head of Engineering
Yacine Azmi joins to scale product engineering efforts and grow the engineering organization

Nova Credit looks to expand into Europe, seeking to unlock credit for immigrants excluded from archaic cross-border credit system
Nova Credit has announced the company’s planned expansion into Europe. The company will focus initially on the UK with the ambition to serve the whole European market.

Nova Credit and Vesti Partner to Alleviate Financial Barriers for U.S.-Bound Nigerians
This Partnership will enable Nigerians to leverage their home country credit profile when applying for a Vesti Card upon arrival to the U.S.

Nova Credit and SafeRent Solutions Partner to Increase Housing Opportunities for Immigrants
Innovative Approach Reduces Business Risk While Increasing Opportunity for Newcomers to Access Housing by Tapping Into International Credit History

Nova Credit and Prodigy Finance Partner to Assist U.S.-Bound Students Gain Access to Student Loans
Nova Credit delivers global credit data to Prodigy Finance, unlocking education financing options for students studying in the U.S.

Nova Credit Named a Best Place to Work in Fintech by American Banker; Best Workplace in Bay Area by Fortune
Continued string of accolades also includes Best Contribution to Economic Mobility in Banking/Finance by Fintech Futures and inclusion in Startup Search’s 2022 Fintech List

Nova Credit Honored in Built In’s Esteemed 2022 Best Places To Work Awards
Nova Credit Ranks on NYC’s List of Best Small Companies to Work For and Best Paying Companies

American Express Expands Partnership with Nova Credit to Help Extend Credit to More Newcomers to the U.S.
American Express Expands Partnership with Nova Credit to Help Extend Credit to More Newcomers to the U.S.

Nova Credit Appoints Chief Revenue Officer and Vice President of International Amidst Hiring Momentum and Revenue Growth
Company increases revenue by five-times in 2021 resulting in notable team expansion

Six Reasons to Leverage Cash Flow Data
Hear why a former chief risk officer, Brian Hughes, of Discover thinks credit bureaus don’t provide enough risk data that lenders need in today’s environment, and what alternative solutions exist.

Nova Credit and Verizon Expand Partnership
Consumer-permissioned credit bureau enables newcomers to utilize their credit history from certain countries to get device financing in-store

Is the Lending Industry Ready for Alternative Data?

Nova Credit and American Express Support U.S. Bound Filipinos in Latest Partnership Expansion
Newcomers from the Philippines can now apply for personal American Express cards using Credit Passport®

From 2008-2023: How Recessionary Periods Put a Spotlight on Credit Scores

Al Etihad Credit Bureau (AECB) Accelerates Cross-Border Credit Access in Collaboration with Nova Credit
AECB has announced a strategic collaboration with Nova Credit to enable newcomers to leverage their home country credit history when applying for financial services upon arrival to the UAE.

Nova Credit and American Express Expand Partnership to Enable Newcomers from South Korea and Switzerland to Apply for Personal American Express Cards using Credit Passport®
Nova Credit and American Express announced today that they will expand the companies’ successful partnership to cover more immigration corridors to the U.S. Prospective Card Members that are immigrating to the U.S. from South Korea and Switzerland.

Nova Credit Receives Authorisation to Become UK’s First Cross-Border Credit Reference Provider
Nova Credit UK, a wholly owned subsidiary of Nova Credit, has received the requisite scope of permissions in order to provide credit references in the UK from the Financial Conduct Authority (FCA).

Top takeaways: The Evolving Landscape of Cash Flow Underwriting Webinar with Mission Lane
Two data science consultants discuss the changing landscape of cash flow underwriting and detail how lenders are in a unique position to quickly implement and launch the solution.

Measuring the Impact of the End of Student Loan Forbearance
Former chief risk officer, Brian Hughes, offers cash flow underwriting as a solution to help lenders calculate the impact of the end of student loan forbearance.

Nova Credit introduces the next chapter of underwriting with bank data to better assess risk and serve consumers across the credit spectrum
Cash Atlas™ is a consumer-permissioned, FCRA consumer report that enables lenders to better serve consumers across the credit spectrum using bank transaction data.

Evaluating Alternatives to Credit-Based Underwriting
Learn why cash flow data not only enhances lender capacity to accurately assess consumer credit risk, but has the potential to end the idea of a credit excluded population.

The Case for Cash: A Whitepaper for Inclusive Lending
Including the Credit Excluded

Top 3 takeaways from the LendIt webinar on banking data, featuring Nova Credit, Experian, and Prosper
Sarah Davies, Chief Risk & Analytics Officer at Nova Credit, joined leaders from Experian and Prosper Marketplace on a webinar discussion to discuss a unique solution that connects high consumer scalability with high predictive risk accuracy.

The Impact of Financial Services Access on Immigrants: A Nova Credit Research Report
Nova Credit, sought to better understand the challenges and opportunities that newcomers face when it comes to accessing financial and related services in the U.S. It surveyed 300 immigrants who have arrived since 2016.

Nova Credit Income Verification Helps Yardi Enhance Resident Screening
Yardi becomes the first company to leverage both of Nova Credit’s financial inclusion-focused products: Credit Passport® and Income Verification

Nova Credit enables SoFi to verify customer income through bank transaction data and expand financial access to the informal economy
Nova Credit enables SoFi to verify customer income through bank transaction data and expand financial access to the informal economy

Celebrating International Migrants Day
As the world observes International Migrants Day this year, we recognize the 272 million migrants who have made their homes in new communities, bringing new perspectives, creativity, community, and innovation.

Nova Credit taps Salt Edge to enhance access to finance for newcomers to the US via open banking
We've teamed up with Salt Edge, leader in developing open banking solutions, to get instant access to the banking data of newcomers from the UK and EU.

#CelebrateImmigrants with Nova Credit this June and beyond
As the United States celebrates Immigrant Heritage Month this June, we’re recognizing the many ways immigrants contribute to America’s economy and society and re-affirming our commitment to advocate on behalf of our immigrant employees and customers;

Celebrating Asian-Pacific American Heritage Month at Nova Credit
We're highlighting and sharing the stories of some inspiring Asian-American Novans who are helping us build a world beyond borders.

Nova Credit is #EachforEqual
Our company is committed to building the best team in the world. To find the best, we want to recruit from 100% of the population to build a company that sets the standard for the future.

Why we raised a $50M Series B
We’re thrilled to share that we just raised a $50M round led by Kleiner Perkins to finally make the global consumer credit reporting system whole.

Nova Credit announces first-of-its-kind American Express partnership that enables immigrants to use their international credit history to apply for a credit card
Today Nova Credit and American Express announced that American Express is the first payments company to offer newcomers to the United States the ability to use their international credit history to apply for a credit card, powered by Nova Credit.

Nova Credit expands to Africa through new partnership with CRC Nigeria
Today, Nova Credit is pleased to announce that we’ve partnered with CRC Credit Bureau in Nigeria to allow Nigerians relocating to the U.S. to use their international credit history to apply for credit products.

Why you, the client, should want to be on Version 3 of Nova Credit’s API
Nova Credit pushes significant upgrades to the Credit Passport®

An immigrant's perspective: What unites us is why we are still here
Damira, our beloved Privacy Counsel, through a personal story of her family’s refugee journey reflects on why tackling immigration issues is more important than ever before.

Trump’s State of The Union Address: A denunciation against immigrants
As a company that holds almost as many passports as people, we continue to be saddened by how deeply the animus runs in the highest levels of American politics against people like us or our customers.

Earning ISO 27001 Certification and SOC 2 Type 2 Compliance
Nova Credit has successfully completed its SOC 2 Type 2 Audit and achieved the ISO 27001 Certification covering our Information Security Management System (ISMS).

Former VantageScore executive joins Nova Credit to build a global credit score
Sarah Davies has joined our growing team at Nova as Head of Risk & Analytics. Sarah joins Nova after 12 years with industry leader VantageScore, where she led their risk and analytics function.

Nova Credit will help immigrants from Latin America bring their credit history with them
Nova Credit will begin serving immigrants from South America through partnering with the Brazilian credit bureau Serasa Experian and the Peruvian credit bureau Círculo de Crédito!

Why we stand for immigration
A reflection on the recent developments in U.S. immigrant policy. What does it mean to be American?

International tenant screening for Intellirent's customer base
As a U.S. immigrant without domestic credit history, renting an apartment can be hard. This is why we partnered with Intellirent.
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